Opting for a moratorium will reduce your immediate EMI burden, but the overall financial burden will increase because the interest charges on the loan continue to accumulate during the moratorium period. This calculator helps understand the additional cost after availing the moratorium and its impact on the overall loan repayment schedule.
Please refer to your latest repayment schedule of your home loan / Loan against property with us and fill the details below. If you do not have the repayment schedule then approximate amounts/tenure of the loan can also be filled to understand the financial impact of availing the moratorium.
Please note: This calculator will only provide a tentative impact so that it helps you decide on which option to choose from.
Exact impact will be shared after the repayment schedule is drawn at the end of the moratorium period.
Revised repayment schedule will be shared with you over an email.